:root{
  --navy:#071833;
  --navy-2:#0c2448;
  --navy-3:#12315d;
  --gold:#ffc51b;
  --gold-2:#ff9f0a;
  --white:#ffffff;
  --muted:#c9d7ec;
  --line:rgba(255,255,255,.14);
  --shadow:0 24px 80px rgba(0,0,0,.38);
  --radius:28px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Arial, sans-serif;
  color:var(--white);
  background:
    radial-gradient(circle at top left, rgba(255,197,27,.18), transparent 34rem),
    radial-gradient(circle at 90% 20%, rgba(255,159,10,.16), transparent 30rem),
    linear-gradient(180deg,#071833 0%,#091d3a 48%,#050d1d 100%);
  line-height:1.6;
}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
.container{width:min(1140px,calc(100% - 40px));margin-inline:auto}
.site-header{
  position:sticky;
  top:0;
  z-index:50;
  border-bottom:1px solid rgba(255,255,255,.08);
  background:rgba(7,24,51,.78);
  backdrop-filter:blur(18px);
}
.nav{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:.2px}
.brand img{width:44px;height:44px;object-fit:contain;filter:drop-shadow(0 8px 18px rgba(255,197,27,.25))}
.nav-links{display:flex;align-items:center;gap:22px;color:var(--muted);font-size:.96rem;font-weight:650}
.nav-links a:hover{color:var(--gold)}
.hero{position:relative;overflow:hidden;padding:78px 0 62px}
.hero:before{
  content:"";
  position:absolute;
  inset:0;
  background:
    linear-gradient(115deg, transparent 0 38%, rgba(255,197,27,.08) 38% 39%, transparent 39% 100%),
    radial-gradient(circle at 50% 75%, rgba(255,197,27,.14), transparent 38rem);
  pointer-events:none;
}
.hero-glow{position:absolute;border-radius:999px;filter:blur(18px);opacity:.55;pointer-events:none}
.hero-glow-one{width:310px;height:310px;background:rgba(255,197,27,.24);left:-120px;top:80px}
.hero-glow-two{width:240px;height:240px;background:rgba(34,126,255,.18);right:8%;bottom:32px}
.hero-grid{position:relative;display:grid;grid-template-columns:.88fr 1.12fr;gap:46px;align-items:center}
.eyebrow,.section-kicker{
  margin:0 0 12px;
  color:var(--gold);
  font-size:.82rem;
  font-weight:900;
  letter-spacing:.16em;
  text-transform:uppercase;
}
h1,h2,h3,p{margin-top:0}
h1{font-size:clamp(2.5rem,6vw,5.8rem);line-height:.95;margin-bottom:22px;letter-spacing:-.07em;text-wrap:balance}
h2{font-size:clamp(1.9rem,4vw,3.6rem);line-height:1.02;letter-spacing:-.055em;margin-bottom:16px;text-wrap:balance}
h3{font-size:1.18rem;line-height:1.2;margin-bottom:10px}
.lead{font-size:1.15rem;color:#d9e6fa;max-width:620px;margin-bottom:30px}
.hero-actions{display:flex;flex-wrap:wrap;gap:14px;margin-bottom:22px}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:52px;padding:0 22px;border-radius:999px;font-weight:900;transition:.2s transform,.2s box-shadow,.2s background}
.btn:hover{transform:translateY(-2px)}
.btn-primary{background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#111a2b;box-shadow:0 14px 34px rgba(255,185,13,.26)}
.btn-secondary{border:1px solid var(--line);color:#fff;background:rgba(255,255,255,.06)}
.btn-secondary:hover{background:rgba(255,255,255,.1)}
.trust-row{display:flex;flex-wrap:wrap;gap:10px;color:#eef5ff;font-size:.92rem;font-weight:800}
.trust-row span{padding:8px 12px;border:1px solid rgba(255,255,255,.12);border-radius:999px;background:rgba(255,255,255,.06)}
.hero-art{position:relative}
.feature-graphic{border-radius:30px;box-shadow:var(--shadow);border:1px solid rgba(255,255,255,.12);transform:perspective(1000px) rotateY(-4deg) rotateX(1deg)}
.section{padding:74px 0}
.intro-section{padding-top:30px}
.split-card,.notice-card,.cta-card,.policy-card{
  border:1px solid rgba(255,255,255,.12);
  background:linear-gradient(180deg,rgba(255,255,255,.09),rgba(255,255,255,.045));
  border-radius:var(--radius);
  box-shadow:0 18px 50px rgba(0,0,0,.22);
}
.split-card{display:grid;grid-template-columns:.75fr 1fr;gap:32px;padding:34px;align-items:center}
.split-card p:last-child,.notice-card p:last-child{color:#d8e5fa;font-size:1.08rem;margin-bottom:0}
.section-heading{max-width:680px;margin-bottom:28px}
.centered{text-align:center;margin-inline:auto}
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}
.card{padding:26px;border:1px solid rgba(255,255,255,.12);border-radius:24px;background:rgba(255,255,255,.06);box-shadow:0 12px 40px rgba(0,0,0,.18)}
.card p,.step p,.cta-card p{color:var(--muted);margin-bottom:0}
.card-icon{width:52px;height:52px;border-radius:18px;display:grid;place-items:center;background:linear-gradient(135deg,var(--gold),var(--gold-2));color:#091832;font-weight:1000;font-size:1.45rem;margin-bottom:18px;box-shadow:0 14px 28px rgba(255,185,13,.22)}
.how-section{background:rgba(0,0,0,.12);border-block:1px solid rgba(255,255,255,.07)}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.step{position:relative;overflow:hidden;padding:28px;border-radius:24px;background:linear-gradient(180deg,rgba(18,49,93,.78),rgba(7,24,51,.74));border:1px solid rgba(255,255,255,.12)}
.step span{display:inline-flex;margin-bottom:18px;color:var(--gold);font-weight:1000;font-size:2.3rem;letter-spacing:-.06em;opacity:.96}
.notice-card{display:grid;grid-template-columns:.75fr 1fr;gap:28px;padding:34px;align-items:center;background:linear-gradient(135deg,rgba(255,197,27,.12),rgba(255,255,255,.055))}
.cta-card{display:grid;grid-template-columns:220px 1fr;gap:28px;align-items:center;padding:34px;background:radial-gradient(circle at 12% 50%,rgba(255,197,27,.18),transparent 21rem),linear-gradient(180deg,rgba(255,255,255,.09),rgba(255,255,255,.045))}
.cta-card img{width:220px;filter:drop-shadow(0 16px 32px rgba(0,0,0,.35))}
.footer{padding:32px 0;border-top:1px solid rgba(255,255,255,.1);background:#040a16;color:var(--muted)}
.footer-grid{display:flex;justify-content:space-between;gap:20px;align-items:center}
.footer strong{color:#fff}.footer p{margin:.25rem 0 0}.footer-links{display:flex;gap:18px;font-weight:750}.footer-links a:hover{color:var(--gold)}
.policy-header{position:relative}
.policy-main{padding:62px 0 80px}
.policy-card{max-width:920px;padding:44px;color:#e7f0ff;background:linear-gradient(180deg,rgba(255,255,255,.1),rgba(255,255,255,.055))}
.policy-card h1{font-size:clamp(2.4rem,5vw,4.5rem);margin-bottom:10px}
.policy-card h2{font-size:1.45rem;letter-spacing:-.02em;margin-top:34px;margin-bottom:10px;color:#fff}
.policy-card p{color:#d7e4f7}
.policy-date{color:#fff!important;margin-bottom:28px}
.contact-box{padding:18px;border-radius:18px;background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.12);margin:14px 0 22px}
.contact-box p{margin:0 0 5px}.contact-box p:last-child{margin-bottom:0}.contact-box a{color:var(--gold);font-weight:800}
.policy-note{padding:18px;border-left:4px solid var(--gold);border-radius:16px;background:rgba(255,197,27,.09);color:#fff!important}
@media (max-width:900px){
  .hero-grid,.split-card,.notice-card,.cta-card{grid-template-columns:1fr}
  .cards{grid-template-columns:repeat(2,1fr)}
  .steps{grid-template-columns:1fr}
  .feature-graphic{transform:none}
  .cta-card img{width:180px}
}
@media (max-width:640px){
  .container{width:min(100% - 26px,1140px)}
  .nav{min-height:70px}.brand span{font-size:.95rem}.nav-links{gap:12px;font-size:.84rem}.nav-links a[href="#features"]{display:none}
  .hero{padding:48px 0 42px}
  h1{font-size:3rem}.lead{font-size:1rem}
  .btn{width:100%}
  .cards{grid-template-columns:1fr}
  .section{padding:52px 0}
  .split-card,.notice-card,.cta-card,.policy-card{padding:24px;border-radius:22px}
  .footer-grid{display:grid}
  .footer-links{flex-wrap:wrap}
}